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Wednesday, April 17, 2024

How Social Security Fits into a Well-Rounded Retirement Plan If you're nearing retirement age, you know the Social Security process and how much you will likely receive. With that information, you may have also anticipated that your...

Wednesday, April 10, 2024

Financial literacy is crucial to a solid financial future and an enjoyable retirement. No matter your age, when you understand how to manage your money and finances, you can make sound financial decisions and take the needed steps...

Monday, April 1, 2024

Here Are 10 Ways a Financial Professional Can Assist You Often, there is a misconception that seeking financial help indicates incompetence or lack of financial self-sufficiency. However, seeking help is the exact opposite....

Sunday, March 24, 2024

Independence is important in retirement. The more independent retirees are, the more fulfilling their retirement is likely to be. However, living independently as you age isn't always easy and may take some degree of planning well...

Wednesday, March 20, 2024

Managing living expenses is a crucial skill, especially for single women and single-income earners. High Earners Not Rich Yet (HENRYs) face challenges when balancing the desire for financial growth with the practicalities of day-to-day...

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Wednesday, March 13, 2024

You are finally retired after a lifetime of hard work, juggling responsibilities, and managing stress. During the pre-retirement phase, you did some planning, excited with the prospect of checking off that long list of all the things...

Friday, March 1, 2024

Eating lunch out during work is fun, convenient, and an opportunity to try new eateries, but it can also be expensive. Even if you only spend $10 - $12 per day, that adds up over time. According to a CNBC study, if you eat out every...

Tuesday, February 20, 2024

Retiring early as a couple is a goal shared by many, and if planned comprehensively, it may provide opportunities for travel, passion projects, and more quality time together. Retiring simultaneously can bring many benefits, such as...

Monday, February 12, 2024

Since the 14th century in Rome, Valentine’s Day has been that one day of the year that represents love and romance. For a business owner, it is the perfect day for showing your business some love. Here are six ways to do just...

Tuesday, February 6, 2024

The highly sought-after six-figure salary isn’t what it used to be. Time Magazine reported a startling statistic from a survey conducted by the financial insight and advising companies PYMETS and Lending Club which found that 51%...

Wednesday, January 31, 2024

When you retire, life might not necessarily slow down; however, your daily and monthly routines might now be quite different. The responsibilities change from getting up and going to work every day and paying bills to figuring out when...

Friday, December 22, 2023

The new year is fast approaching, and it is the perfect time to set up resolutions for your business. Whether you want to increase your sales, gather a more extensive customer base, or just accomplish needed business improvements,...

Thursday, December 21, 2023

While protecting your financial data has always been important, it grows even more critical as you start planning for retirement. From preserving your retirement savings to maintaining financial independence to avoiding stress, you...

Thursday, December 21, 2023

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances, include: If you have income from working in retirement....

Thursday, December 21, 2023

When it comes to financial bad habits, the most common are also well known — don’t spend too much, don’t take on unsustainable debt, and avoid living paycheck to paycheck. But what happens once you’ve...

Wednesday, December 20, 2023

Perfecting the art of the cheese board is all about the imperfectness of it. Take your cheese board up a notch by placing the various foods in an herb wreath—shaping herbs of your choice into a circle on the board. The board can...

Tuesday, December 5, 2023

Medicare policies are the health insurance benefits you have worked toward throughout your life, and having the proper policy is critical as you are likely to face more health problems as you age. While these policies can provide you...

Thursday, November 30, 2023

The average family spends an extra $1,000 or more during the holiday season. From gifts and travel to dinners, shows, and decorations, each purchase adds up.1 How might you take full advantage of holiday cheer while avoiding...

Wednesday, November 22, 2023

Financial planning is an important part of securing your current lifestyle as well as preparing yourself for what you wish to do in your eventual retirement. And while this importance may look different during each stage of...

Friday, November 10, 2023

More consumers are conducting financial transactions online and may become vulnerable to tracking, hacking, identity theft, phishing scams, and other cyberspace risks. While nothing can guarantee complete safety on the Internet,...

Friday, November 3, 2023

Keeping good business records will not only help you stay in business but may also help you increase profits. Your business records let you analyze where your business is and where it's going. They point out potential trouble spots and...

Thursday, November 2, 2023

After spending so much of your life saving for retirement, it may be challenging to transition from depositing funds to withdrawing them. You may wonder whether there is any way to maintain your lifestyle and preserve your wealth to...

Thursday, October 26, 2023

For many families, having a family member act as the caregiver for an aging loved one seems like the perfect option. While it is usually most comfortable for the loved one to be cared for by a family member, it may become difficult for...

Thursday, October 19, 2023

If you find yourself wavering back and forth on whether it's worth involving a financial professional for tax, retirement, or investment advice, consider this: A financial professional may be able to help defend you against crime and...

Thursday, October 12, 2023

If you’ve received medical treatment, you can’t be required to pay your medical bill upfront. So, before you pay an arm and a leg, do these things first to protect your finances and identity. Medical bill errors do happen,...

Thursday, October 5, 2023

The first step to improving your finances is to get organized. These top Amazon finds can help you create a monthly budget, plan your spending, and safely store your important insurance or personal documents for easy access when...

Thursday, September 28, 2023

Yes, there are good things about being old, such as increased happiness, less stress, better marriages and deeper friendships. You seldom hear that: People tend to focus on the negatives of aging. How old is “old?” You may...

Thursday, September 21, 2023

Which type of life insurance is better--term or cash value? Insurance buyers have been asking this question for generations. When choosing between these two fundamentally different alternatives, you'll need to think about the amount of...

Thursday, September 14, 2023

If you qualify for Medicare, you have likely already heard of Medigap. Medigap insurance is a supplemental policy that private insurance companies sell in conjunction with Medicare Parts A and B to fill in the gaps where Medicare...

Monday, September 4, 2023

Through charitable giving, you can support causes or organizations you believe in and lock in tax benefits simultaneously. Whether you’re new to charitable giving or a veteran, there are several strategies you should keep in mind...

Thursday, August 31, 2023

What is the forecast for college cost increases? A college education is expensive. All those benefits of personal growth, expanded horizons, and increased lifetime earning power come at a price, a price that increases every year....

Wednesday, August 30, 2023

Growing Targets of Financial Fraud America’s older generations grew up in a different world where it was customary to be courteous and trusting. Unfortunately, these exemplary standards of conduct could get some individuals into...

Wednesday, August 23, 2023

Understanding the difference between taxable, tax-deferred, and tax-exempt accounts can improve portfolio diversification and make a difference in how much you earn over time. But investors may not fully understand how a strategy...

Tuesday, August 15, 2023

What is it? In general A community foundation is a tax-exempt, not-for-profit charitable organization that fulfills the requirements of Section 501(c)(3) of the Internal Revenue Code. Generally, a community foundation is established to...

Monday, August 14, 2023

You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. But like many people, you may be torn between paying off debt...

Wednesday, August 9, 2023

Need ideas for celebrating Family Fun Month? Volunteer as a family at a local charity, get outside for a hike, or collect your favorite recipes into a family cookbook. Read North Bend Wealth's blog now for more summer ideas.

Wednesday, August 2, 2023

Every consumer likes a good bargain, particularly value investors, who seek out stocks trading for less than their intrinsic value. By choosing companies the market has undervalued, or investing in mutual funds with similar objectives...

Friday, July 28, 2023

World Nature Conservation day is fast approaching. July 28th is a day when we acknowledge the importance of conservation to ensure a stronger future for the next generations. So how do you do your part and mark the occasion? By finding...

Tuesday, July 18, 2023

Life insurance is a great addition to your portfolio that can help protect your loved ones and beneficiaries if you unexpectedly pass away. While no amount of money can ease the grief of losing someone, life insurance may help reduce...

Tuesday, July 11, 2023

What is it?In generalAs a small business owner, you're probably interested in finding ways to save for retirement. You may also be concerned about attracting and retaining qualified employees. You may be able to pursue both of these...

Thursday, July 6, 2023

What is it?Caring for your aging parents is something you hope you can handle when the time comes, but something you probably hope you never have to do. Caring for your aging parents means helping them plan for the future, and this can...

Saturday, July 1, 2023

Financial literacy refers to the skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy starts by building a basic understanding of 'money...

Friday, June 30, 2023

In recent years, many employees have been faced with financial hardships, such as job loss or unexpected expenses, which have led to them pulling cash from their 401(k)s. This can be detrimental to their long-term retirement savings...

Friday, June 23, 2023

United Nations Public Service Day takes place on June 23 and is the perfect time to recognize and celebrate the country's public servants. Adopted as a resolution in 2002 by the General Assembly, Public Service Day was created as...

Sunday, June 4, 2023

Both buyers and sellers have their own unique ways of undermining the sale process—often without even realizing it. Here are some of the most common faux pas that folks commit on each side of the transaction, so you can...

Friday, June 2, 2023

Sometimes we forget just how fragile a nest egg can be.When the economy tanked in 2008, retirees watched in horror as U.S. markets suffered historic losses. The Dow declined by more than 50%, its biggest drop since the Great Depression...

Wednesday, May 24, 2023

Ask a financial professional about the benefits of 529 college savings plans. May 29th marks the nationwide celebration of 529 Day, an opportunity to highlight the many benefits of 529 college savings plans.As higher education costs...

Thursday, May 18, 2023

Go out into your yard and dig a big hole. Every month, throw $50 into it, but don't take any money out until you're ready to buy a house, send your child to college, or retire.It sounds a little crazy, doesn't it? But that's what...

Friday, May 5, 2023

As a small business owner, you know that a qualified plan can make a big difference in your ability to attract and retain desirable workers. At the same time, you may or may not be aware that sponsoring a qualified plan requires the...

Sunday, April 30, 2023

After spending so much of your life saving for retirement, it may be challenging to transition from depositing funds to withdrawing them. You may wonder whether there is any way to maintain your lifestyle and preserve your wealth to...

Saturday, April 29, 2023

Are you an animal lover looking for ways to help dogs, cats, and other rescued animals at your local shelter? From spending time with pets in need to helping with administrative tasks, there are a variety of ways you can help improve...

Saturday, April 22, 2023

Financial literacy refers to the skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy starts by building a basic understanding of 'money...

Sunday, April 16, 2023

Defined contribution plans, such as 401(k) plans, are the most popular employer-sponsored retirement plan in the United States. According to recent statistics provided by the Investment Company...

Saturday, April 1, 2023

Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits. Although collecting early retirement benefits makes sense for some people, there's a major drawback to...

Monday, March 27, 2023

High turnover of employees often presents a serious problem for many small businesses. Limited budgets generally cannot provide the financial incentives needed to recruit and retain high achievers. As a small business owner, how can...

Saturday, March 18, 2023

Spring cleaning presents a great opportunity to clear out any items you no longer need—and the same goes for your finances. Checking in with your finances during tax season may be particularly beneficial, as it allows you to...

Wednesday, March 15, 2023

As Samuel Goldwyn once said, "The harder I work…the luckier I get!" 1 But when it comes to investing, luck may play a huge role in outcomes—no matter how hard you work.2 Below, we discuss some ways that luck may...

Saturday, March 4, 2023

Having a good credit score doesn't just get you the best interest rates. It can also reduce your auto insurance premiums, allow you to avoid security deposits, and in some cases, even help you get hired.1But what goes into your credit...

Tuesday, February 28, 2023

What is a special needs trust?If you have a child or other loved one with special needs you may want to establish a special needs trust. A special needs trust (or supplemental needs trust) is an estate planning tool that can help ...

Friday, February 24, 2023

A durable power of attorney for health care (DPAHC), also known as a health-care proxy, health-care power of attorney, or appointment of a health-care agent, is your written appointment of a representative to make...

Sunday, February 19, 2023

Whipping winds, deep snow, and icy roadways—all these things may sound like every human’s winter nightmare, but these hazardous conditions can pose a threat to our pets, too. Just like us, certain adjustments need to be...

Sunday, February 12, 2023

Valentine’s Day is of course an extremely popular day for marriage proposals. Regardless of which side of the engagement you’re on – or when your engagement occurred – consider how, when and where to wed not just each other, but also your

Tuesday, February 7, 2023

Why finance? An important ingredient to a successful business is adequate financing (capital). The failure to acquire adequate financing often determines whether a business can get off the ground, not to mention whether it can sustain...

Monday, January 30, 2023

When people talk about a healthy lifestyle, one of the first things that comes to mind is exercise. The thought of exercise may be daunting to some, but it is a crucial component of staying healthy and improving longevity. Luckily...

Tuesday, January 24, 2023

Getting married is exciting, but it brings many challenges. One such challenge that you and your spouse will have to face is how to merge your finances. Planning carefully and communicating clearly are important, because the financial...

Wednesday, January 18, 2023

To build or not to build, that is the question. Whether you buy or build a home, it can be a decision-filled, stressful process to try and stay within your budget. This decision doesn’t need to be complicated if you prioritize...

Wednesday, January 11, 2023

The demands on medical practitioners today can seem overwhelming. It's no secret that health-care delivery is changing, and those changes are reflected in the financial issues that health-care professionals face every day. You must...

Monday, January 2, 2023

Keeping beneficiary designations up to date and accurate is an important part of carrying out your wishes. These designations supersede your will, avoid probate, and dictate how assets transfer after death. Beneficiary...

Thursday, December 29, 2022

You're almost done with your federal income tax return, and you're already thinking of ways to spend your refund. Then, the unthinkable happens — instead of a refund, you find that you owe $3,000. Or perhaps you've just received...

Monday, December 26, 2022

Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to help cultivate better financial health.

Sunday, December 18, 2022

Preparing your home for a winter storm can be a hassle, especially when done last minute, so make sure to plan ahead and take these necessary precautions this winter season...

Sunday, December 11, 2022

With tax season coming to an end, it’s the ideal time to use this year's tax return to help update your financial plan. If you’re in the group of one in four Americans who do not already have a financial plan, it may be...

Tuesday, December 6, 2022

Must-Ask Questions for Your VetEvery pet owner has to take his or her companion to the vet, but sometimes the right questions to ask slip your mind. Avoid a repeat visit by knowing what to ask and when, to ensure you get the most out...

Tuesday, November 29, 2022

A solid estate plan should not only provide for your assets after you pass, but also plan for your long-term care while you're alive. With the median cost of a long-term care facility approaching $8,000 per month, paying for long-term...

Monday, November 14, 2022

For many people, entrepreneurship is the ultimate American dream. Five years ago, there were already more than 25 million Americans running their own businesses. And with the COVID-19 pandemic leading many W-2 workers to...

Friday, November 11, 2022

Targeted scams have become even more popular with the amount of personal information readily available on the internet. Social Security recipients are, unfortunately, targeted by some of the most sophisticated scam artists out there....

Wednesday, October 26, 2022

With the spooky season already approaching, you may wonder if there is anything that can be done to enter 2023 as financially secure as possible. This is a great time of year to look back —and forward — to set goals...

Thursday, October 20, 2022

There are countless benefits of charitable giving. Through generous donations, you can make a difference in your community and society. You may also feel happier and even save on your taxes. Here are some key things to need to know...

Friday, October 14, 2022

As cloud storage becomes more common, data security is an increasing concern. Companies and schools have been increasing their use of services like Google Drive for some time, and lots of individual users also store files on Dropbox,...

Friday, October 7, 2022

Saving money can be difficult, even when you stick to a budget. It’s easy to feel like you’re not getting anywhere. You wish you could save more, but where do you start?At home. Implement these simple strategies around your...

Monday, October 3, 2022

Random acts of kindness are just that, random. But, in the hustle and bustle of life, oftentimes these simple actions are pushed to the back burner. However, everyone—from mere strangers to family members—could greatly...

Sunday, September 25, 2022

The earlier you start saving, the easier it will be to send your kids to collegeThe month of August is when many parents are preparing to send children back to school this fall. While the checklists grow and the kids soak in the last...

Tuesday, September 13, 2022

One of the main concerns about retirement is health care. As healthcare costs continue to rise, medical bills may quickly derail your retirement plan. The good news is when you turn 65, you will be able to apply for Medicare, which...

Tuesday, September 6, 2022

Some of the best stories come out of sports, and whether based on real-life events or completely fictional, there are no shortage of incredible football movies that have kept fans cheering for years.Rudy, 1993As far as great underdog...

Wednesday, August 31, 2022

September is self-improvement month and a great time to work on your financial health. When you think of self-improvement, you likely think of your health or career but may pay little attention to your finances. Getting your financial...

Saturday, August 20, 2022

As you grow older, your housing needs may change. Maybe you'll get tired of doing yardwork. You might want to retire in sunny Florida or live close to your grandchildren in Illinois. Perhaps you'll need to live in a nursing home or an...

Tuesday, August 16, 2022

Parents who make up the "Sandwich Generation" find themselves in financial constraints at both ends, leaving little room for their own finances and retirement saving.

Saturday, August 13, 2022

You can use a variety of strategies to pay off debt, many of which can cut not only the amount of time it will take to pay off the debt but also the total interest paid. But like many people, you may be torn between paying off debt and...

Monday, August 8, 2022

Baseball has been America’s favorite game for well over two hundred years now, but how did our obsession begin, and where? 

Sunday, July 31, 2022

Board and card games remain household staples for a reason; they spark a childlike joy. Regardless of how busy life is, your stress will melt away while playing these games.Family game nights connect household members and teach life...

Friday, July 22, 2022

After his grandfather died more than a decade ago, Lamarr Couser and his family were caught by surprise when the funeral director asked whether the World War II veteran was covered by a life insurance policy from the Department of...

Tuesday, July 19, 2022

You won't want to miss out on this valuable information. Watch the video below to learn best practices for protecting your information and securing your online accounts!

Friday, July 15, 2022

Summer is here, and it could be time to hit the road on a new adventure. If you’re on a tight budget, you don’t have to give up your summer vacation dreams. Here are a few tips you may be able to use to create the perfect...

Friday, July 8, 2022

Are you an animal lover looking for ways to help dogs, cats, and other rescued animals at your local shelter? From spending time with pets in need to helping with administrative tasks, there are a variety of ways you can help improve...

Friday, July 1, 2022

Summer is here, and many Americans are ready to get outside and enjoy it! As every state warms by June, outdoor activities help us rise from our winter dazes. Outdoor activities offered by your local parks and rec centers are a great...

Monday, June 27, 2022

Planning how to pay for the expenses of attending college or a technical school is essential, and there are ways to save to make secondary education more affordable. Here are three things to know about secondary education planning and...

Wednesday, June 22, 2022

Our homes are supposed to be an escape from reality. A safe place we can go to unwind from the stresses of the day, be that from work or from life as a whole. But when this place of comfort becomes your work space, it can be...

Sunday, May 22, 2022

Tuesday, May 10, 2022

Sunday, May 1, 2022

Thursday, April 28, 2022

Wednesday, April 20, 2022

A green future is a prosperous one, and it is essential for everyone to do their part to ensure the future stays bright. Earth day may be the ideal time to find ways to invest in the planet so that the current generation and future...

Saturday, April 16, 2022

Good news for retirement savers: The maximum amount that can be contributed to a traditional IRA remains the same as it was last year. In fact, the last time the limit was increased by $500 was in 2019 and that was the first increase for...

Tuesday, April 5, 2022

Being in nature can increase your happiness and improve your health. The spring equinox on March 20 ushers in warmer temperatures and longer days, and as a result, there will be more time to enjoy being outside. Learn how opening the door..

Friday, April 1, 2022

As you approach retirement, many important decisions await you. If you have a qualified employer-sponsored retirement plan, whether it is a traditional pension or defined contribution plan, such as a 401(k), you will have to decide how to..

Thursday, March 10, 2022

Tuesday, March 8, 2022

Monday, February 28, 2022

Monday, February 21, 2022

When money gets tight, it can be tempting to think about your retirement accounts as a potential source of financial help. However, an early withdrawal from your retirement account may be costly. Learn more about the taxes, fees, and...

Monday, February 14, 2022

Whether you’re planning to start a new business, trying to grow a fledgling business, or working to keep an already established enterprise competitive, your business plan is your “roadmap” toward entrepreneurial...

Monday, February 7, 2022

Whether you're single, paired, or somewhere in between, Valentine's Day may present the perfect opportunity to show your bank account some love.

Tuesday, February 1, 2022

Individual investors are now faced with growing concerns about keeping their financial matters private. Here are several ideas to help you maintain confidentiality and keep your private matters truly private:

Tuesday, January 25, 2022

Three things to look for when buying an index fund or ETF As tax season comes to a close, you realize exactly how much you paid in taxes and naturally will ask the question, “what can I do to reduce my taxes next year?”

Tuesday, January 18, 2022

Mutual fund investors could see a record year for capital gain distributions When an investor sells a stock for more than the purchase price, the investor experiences a capital gain (it is simpler to call it a profit, but let’s...

Tuesday, January 11, 2022

You may be wondering: if you know your goals, why go to all the trouble of cutting out images or making a digital collage? Simply put, it encourages you to actually follow through with your goals. Visualization is a powerful tool.

Tuesday, January 4, 2022

Whether you dream of a travel-filled retirement or would prefer to relax and enjoy spending more time at home, you are probably wondering what you might consider to make your golden years as stress-free as possible.

Monday, December 27, 2021

Monday, December 20, 2021

Friday, December 10, 2021

Wednesday, December 1, 2021

Running a business without a written business plan is like heading out on a cross-country trip without a map or GPS. Although you may be able to make it to your destination, you may spend far more time and money navigating through...

Thursday, November 25, 2021

They say appearances can be deceiving. In the case of gift giving, they might be right. Consumers in the U.S. spend billions of dollars a year on wrapping gifts, in most cases to make their presents look as good as possible. This...

Saturday, November 20, 2021

8 Tips to Stay on Track with Your Holiday Budgeting It’s hard to believe we are already approaching the end of another year, and holiday season will soon be here. Since holiday spending doesn’t include just gifting,...

Monday, November 15, 2021

When Your Flight Is Canceled Your flight getting canceled is a pain, but doesn't have to be a disaster With winter weather already blowing in, travel can get complicated. And considering the number of people affected on the busiest...

Monday, November 8, 2021

On Veterans Day – Think About Health Care Consider adding medical services freedom to your financial planning goals The problems historically plaguing the Veterans Administration underscore an unpleasant truth about aging:...

Saturday, November 6, 2021

How to Beat the Daylight Savings Blues It’s nearly that time of year again: turning the clocks back an hour and experiencing less sunlight. While it seems like there’s nothing you can do about this natural, yearly...

Wednesday, October 6, 2021

Halloween can be one of the most exciting nights of the year—especially for kids. But in the excitement, it’s easy to lose sight of practical safety measures that we may think of every other day of the year. Adhere to some...

Tuesday, October 5, 2021

Your 2021 Year-End Planning Checklist It may be easy to forget we're nearing the end of the year. Even during the busy end of year rush, it's a good time to reevaluate your 2021 finances and turn an eye toward 2022. What can you do...

Monday, October 4, 2021

With longer life spans come extended healthcare needs — and significantly more dollars required to pay for them It’s more likely today that you’ll live longer than your grandparents did. The flip side is that you may...

Sunday, October 3, 2021

Unique health and caregiving worries and an industry that doesn’t listen well Women have special concerns about financial security that financial professionals might need to address. For one thing, they tend to live longer than...

Saturday, October 2, 2021

Don’t let disorganization become one of your biggest money problems. It’s easy to lose or misplace money. But unlike finding $20 in an old jacket, what if a bank or investment account containing thousands goes untouched...

Thursday, September 30, 2021

Most people know how important and necessary good credit may be to obtain the things that you want in life. Yet, sadly, many people fail to stay on top of their credit. They may not monitor their credit score and taking advantage of...

Tuesday, September 21, 2021

For many, autumn is the best time of year. The return of cool breezes, comforting foods, and pumpkins can be invigorating. It’s also a bookmark of sorts, especially for your finances—a perfect time to take stock of your...

Monday, September 20, 2021

There are many things you can do to keep your brain active: going outside more, listening to classical music, or learning a new skill. As you get older, it’s imperative to take care of your mental and physical health. Both are...

Monday, September 13, 2021

Does your retirement seem years and years away? While it may appear this way, you owe it to yourself to look ahead and begin giving thought to a time in your life that may account for 20 or more "golden" years. Granted, time may be on...

Thursday, September 9, 2021

While there is no one-size fits all, avoiding these mistakes is a good start A lot of 401(k) investors end up making the same mistakes when choosing their investments. The results are low returns and unbalanced portfolios. Avoiding...

Tuesday, August 31, 2021

Have you every wondered how estate planning might fit into your overall, future plans? Even if you are just starting to build your estate and do not need complex estate planning, here’s a quick look at some steps you should...

Tuesday, July 27, 2021

Why do most avoid this important investment? Why do so many of us not use our vacation days? Salespeople talk about “leaving money on the table.” Well, employees leave vacation on the table. And the cost to us is...

Monday, July 19, 2021

COVID changed minds about working from home, maybe this is next...

Friday, July 16, 2021

BREAKING DOWN THE BASICS. Whether your 65th birthday is on the horizon or decades away, understanding the different parts of Medicare is critical, as this government-sponsored program may play a role in your future health care...

Wednesday, July 14, 2021

Why the inflation rate doesn’t tell the whole story – all it takes is a spike in a category like used cars to cause consumer prices to soar. Markets, economists and policymakers have been fretting about inflation for months...

Monday, July 5, 2021

Be prepared as rates will inevitably go up – whether that’s 2022 or 2023 A few days before the official start of summer on June 21st, Wall Street’s eyes and ears were on the Federal Reserve, and as expected, the...

Sunday, June 27, 2021

Celebrate Financial Freedom Day in July by understanding what financial literacy is and how to increase the financial literacy of all Americans so they can work towards financial freedom. By definition: “Financial literacy refers...

Sunday, June 20, 2021

As of 2017, about two-thirds of all nonprofit organizations in the U.S. had annual budgets of less than $1 million.[1] For these non-profit organizations where every penny has a purpose, having the services of a financial professional...

Sunday, June 13, 2021

Financial wellness is the ability to have a healthy financial life and feel good about your financial situation. Financial wellness doesn't have just one meaning because it can mean something different to each person. Financial...

Sunday, June 6, 2021

When you refinance your mortgage, you take out a new home loan and use some or all of the proceeds to pay off the existing one. Why refinance your mortgage? There are a variety of reasons why you may want to consider refinancing your...

Sunday, May 30, 2021

Members of the "Sandwich Generation"—or adults who have at least one parent over age 65 and at least one child who still requires financial support—often find themselves torn between their dual caregiving responsibilities.1...

Thursday, May 27, 2021

Retirement can be a risky business if you don’t consider all the factors that can impact your retirement during your planning process. Although it’s hard to know what will happen in the future to you or your investments,...

Sunday, May 16, 2021

A 401(k) isn't the only way to save for retirement—Individual Retirement Accounts (IRAs) can provide you with another savings vehicle regardless of whether your job offers a 401(k). Traditional IRAs allow you to contribute funds...

Sunday, May 9, 2021

Setting healthy financial goals is critical. Even more important is staying committed to those financial goals. Keeping yourself committed to your goals may be difficult, especially when times may be financially tough. But by staying...

Monday, May 3, 2021

If you've been diligently saving for your retirement, you may often find yourself wondering when you can afford to set an official retirement date. The answer to this question can often depend on how much monthly or annual income your...

Monday, April 26, 2021

For many Americans, the home is the single biggest purchase made during their lifetime.[1] As a result, it's important to do everything possible to keep it in good condition. Even moderate or short-term neglect can be dangerous, as...

Monday, April 19, 2021

Taking money out of retirement without a plan is a recipe for trouble You‘ve saved for years. Now that you are retired, did you create an income plan from your savings? The financial industry and media constantly talk about the...

Sunday, April 11, 2021

A whopping 70 percent of adults in their 20s through 50s fear that the Social Security program might be reduced or eliminated by the time they retire, and don’t know what to expect.1 It's important for all adults to be informed of what...

Monday, April 5, 2021

Even if you're saving money in a 401(k), IRA, or another type of retirement account, you may not be paying much attention to the specific rules and regulations governing these accounts. After all, if you're years away from retirement,...

Sunday, April 4, 2021

Unlike verbal literacy, financial literacy isn't often taught in schools—which means that many people may enter adulthood without having all the tools they need to make informed and effective financial decisions.1 Fortunately,...

Monday, March 29, 2021

Too many focus on immediate needs versus saving for retirement. American workers find it difficult to save for retirement because their distant financial needs tend to take a backseat to more immediate economic concerns, even if they...

Monday, March 22, 2021

You exercise to benefit from your sweat equity in the future, right? Waking up early in the dark mornings of winter to exercise comes hard. Once your workout ends, though, you often begin the day with the payoff of a tremendous energy...

Monday, March 15, 2021

Your plans for retirement may include travel, home improvements, and more time spent with family. Few people enter retirement with the expectation (or even the thought) that they soon may be unable to live independently. However, this...

Monday, March 1, 2021

Identity theft is a serious crime, with increasingly greater numbers of consumers being affected every year. As part of a protection strategy, the Federal Trade Commission (FTC) and other consumer credit organizations recommend a...

Monday, February 22, 2021

Most people who decide to purchase stocks, bonds, mutual funds, or other investment vehicles do so understanding that there are risks associated with investing, but believing that the potential growth they may realize over time...

Monday, February 15, 2021

The EITC was enacted in 1975, yet 20% of eligible taxpayers fail to claim it The Earned Income Tax Credit (EITC) is a federal tax credit that can provide great benefit to families. According to the IRS, in 2019 alone, approximately 25...

Monday, February 8, 2021

You don't want to pay more in federal income tax than you have to. With that in mind, here are five things to consider when it comes to keeping more of your income. 1. Postpone your income to minimize your current income tax liability...

Friday, January 29, 2021

Wall Street bets against companies all the time, thinking that they are overvalued, destined to fail, or both. The reality is that at any given time, the big companies are usually getting a lot of attention from institutional...

Monday, January 11, 2021

There's no doubt about it--owning a home is an exciting prospect. After all, you've always dreamed of having a place that you could truly call your own. But buying a home can be stressful, especially when you're buying one for the...

Sunday, December 27, 2020

Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to cultivate better financial health. January:...

Monday, December 21, 2020

In 2020, the government gave taxpayers an automatic six-month extension due to the coronavirus. Individuals who were affected by the damaging wildfires were also given additional time to meet most tax deadlines. However, in 2021, the...

Monday, December 14, 2020

Credit card usage is ubiquitous for Americans. Online purchases are just a click away when paying with a card, while other transactions — car rentals, for instance — require a credit card for both payment and security....

Monday, December 7, 2020

Responsible giving doesn't only involve making sure to help those in need, but also ensuring that you perform your proper research by evaluating the charity. Proper evaluation will help you to make sure that your funds are being used...

Monday, November 30, 2020

With the holiday season just around the corner, you may be ready to get a jump on your holiday shopping. Unfortunately, for many, holiday shopping easily gets out of control. When you are in the giving spirit, you may find yourself...

Sunday, November 22, 2020

Life is filled with challenges: finding a job, paying for college, affording your retirement. While this may seem paradoxical, on Thanksgiving we should be thankful for frustrations and obstacles. Often on Thanksgiving we think of the...

Monday, November 16, 2020

According to the Identity Theft Resource Center, the number of U.S. data breaches hit a new high in 2017. Nearly 20% of breaches included credit and debit card information, a nearly 6% increase from the prior year. The actual number...

Monday, November 9, 2020

With the year rapidly coming to a close, and the upcoming tax year looming with uncertainties, you should consider updating your tax strategy to best preserve your assets into the future. Don't wait to make these adjustments. Check...

Sunday, November 1, 2020

Retirement planning is all about the future, your future. Whether you are classified as a millennial, Gen Xers, women, or you are in your 40s-50s, retirement planning is a must. The key to successful retirement planning is starting...

Monday, October 26, 2020

Many self-improvement goals focus on stability and personal growth — and financial goals are often no different. From buying your first home to saving for retirement, planning your finances can also help you work toward your...

Monday, October 12, 2020

The world's events always affect the markets, and making smart investment choices requires you to look at what's happening around the world. But what about during an election year? How should you invest while the country is deciding...

Monday, October 5, 2020

Grab your sunglasses -- summer's here, and it's time to kick back and relax. If only it were that easy. It would be great if all your worries disappeared when summer arrived, but that doesn't happen. Actually, if money is stressing you...

Sunday, September 13, 2020

We have more in common than people think As I saw the pictures documenting the devastating fires in California, my heart hurt. Three fast moving wildfires swept through multiple towns in California and the toll so far is heart-breaking...

Monday, July 13, 2020

When the markets and the economy are behaving badly, as they tend to do from time to time, it's easy to feel helpless. But creating a solid financial foundation can help you gain control of your investments and possibly avoid mistakes...